Natural hazards · Leroy

Leroy, PA natural hazards

Most of the natural-hazard damage FEMA expects in Leroy comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Leroy?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Leroy to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Leroy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Leroy flood?

Every paid claim on a federal flood insurance policy in Leroy, from FEMA’s records.

1paid claims since 2011

$5Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Tropical Storm Lee: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Leroy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bradford County.

Disasters that hit Leroy

Federal disasters declared here

None of the disasters declared for Bradford County shows FEMA aid or repair money reaching Leroy itself in FEMA’s records.

Brought FEMA money into LeroyDeclared for Bradford County only

Bradford County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Leroy

Leroy and the towns around it

Very lowLowModerateHighVery high

Cantonmostly inland floodingHigh

Leroymostly inland floodingHigh

Granvillemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Leroy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Leroy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Leroy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.