Natural hazards · Latimore

Latimore, PA natural hazards

Most of the natural-hazard damage FEMA expects in Latimore comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Latimore?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Latimore to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding69%Hurricanes12%Drought5%Everything else14%

By hazard

What Latimore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

12% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 12 years in the area

Drought

5% of expected damage

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Latimore flood?

FEMA's records show no paid flood insurance claims in Latimore.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Latimore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

Disasters that hit Latimore

Federal disasters declared here

None of the disasters declared for Adams County shows FEMA aid or repair money reaching Latimore itself in FEMA’s records.

Brought FEMA money into LatimoreDeclared for Adams County only

Adams County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Latimore

Latimore and the towns around it

Very lowLowModerateHighVery high

Readingmostly inland floodingModerate

Latimoremostly inland floodingModerate

Washingtonmostly inland floodingLow

South Middletonmostly inland floodingLow

Huntingtonmostly inland floodingVery low

York Springsmostly inland floodingVery low

Franklinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Latimore covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Latimore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Latimore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Latimore total about $869K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.