Natural hazards · Laflin

Laflin, PA natural hazards

Most of the natural-hazard damage FEMA expects in Laflin comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1996. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Laflin?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Laflin to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves10%Everything else19%

By hazard

What Laflin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Laflin flood?

Every paid claim on a federal flood insurance policy in Laflin, from FEMA’s records.

1paid claims since 1996

$3Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Laflin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Luzerne County.

Disasters that hit Laflin

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Laflin itself: aid to households, or repair grants to the Borough of Laflin.

Brought FEMA money into LaflinDeclared for Luzerne County only

2004

Tropical Depression Ivan

1 household applied for aid

Luzerne County has had 19 natural disasters declared since 1953, most often hurricanes and floods.

Around Laflin

Laflin and the towns around it

Very lowLowModerateHighVery high

Jenkinsmostly inland floodingModerate

Laflinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Laflin covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Laflin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Laflin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Laflin total about $412K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.