Natural hazards · Kulpmont

Kulpmont, PA natural hazards

Most of the natural-hazard damage FEMA expects in Kulpmont comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kulpmont?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kulpmont to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding53%Strong wind12%Hurricanes9%Tornadoes8%Cold waves5%Everything else14%

By hazard

What Kulpmont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once a year in the area

Strong wind

12% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

9% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 19 years in the area

Tornadoes

8% of expected damage

Below average · higher than 41% of U.S. places

Cold waves

5% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kulpmont flood?

Every paid claim on a federal flood insurance policy in Kulpmont, from FEMA’s records.

1paid claims since 1981

$241paid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kulpmont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Northumberland County.

Disasters that hit Kulpmont

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kulpmont itself: aid to households, or repair grants to the Borough of Kulpmont.

Brought FEMA money into KulpmontDeclared for Northumberland County only

2011

Tropical Storm Lee

26 households applied for aid $15K aid approved

2006

Severe Storms, Flooding, and Mudslides

8 households applied for aid $9K aid approved

2004

Tropical Depression Ivan

2 households applied for aid $529 aid approved

Northumberland County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Kulpmont

Kulpmont and the towns around it

Very lowLowModerateHighVery high

Mount Carmelmostly inland floodingVery low

Kulpmontmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kulpmont covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kulpmont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Kulpmont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kulpmont total about $467K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.