Natural hazards · Kimmel

Kimmel, PA natural hazards

Most of the natural-hazard damage FEMA expects in Kimmel comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kimmel?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kimmel to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else14%

By hazard

What Kimmel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kimmel flood?

Every paid claim on a federal flood insurance policy in Kimmel, from FEMA’s records.

1paid claims since 2011

$8Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kimmel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bedford County.

Disasters that hit Kimmel

Federal disasters declared here

None of the disasters declared for Bedford County shows FEMA aid or repair money reaching Kimmel itself in FEMA’s records.

Brought FEMA money into KimmelDeclared for Bedford County only

Bedford County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Kimmel

Kimmel and the towns around it

Very lowLowModerateHighVery high

Bloomfieldmostly inland floodingHigh

Kimmelmostly inland floodingModerate

Greenfieldmostly inland floodingModerate

Kingmostly inland floodingModerate

Paviamostly inland floodingModerate

Lincolnmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kimmel is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kimmel’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Kimmel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.