Natural hazards · Jermyn

Jermyn, PA natural hazards

Most of the natural-hazard damage FEMA expects in Jermyn comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 43 claims here since 1996. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jermyn?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jermyn to be higher than in 82% of U.S. communities, mostly from inland flooding.

Inland flooding87%Cold waves6%Everything else8%

By hazard

What Jermyn faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jermyn flood?

Every paid claim on a federal flood insurance policy in Jermyn, from FEMA’s records.

43paid claims since 1996

$776Kpaid to owners

2homes flooded more than once

19962026

Biggest named events

Tropical Storm Ivan: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jermyn isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lackawanna County.

Disasters that hit Jermyn

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jermyn itself: aid to households, or repair grants to the Borough of Jermyn.

Brought FEMA money into JermynDeclared for Lackawanna County only

2006

Severe Storms, Flooding, and Mudslides

17 households applied for aid $28K aid approved

2004

Tropical Depression Ivan

11 households applied for aid $29K aid approved

2003

Severe Storms, Tornadoes, and Flooding

134 households applied for aid $287K aid approved

Lackawanna County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Jermyn

Jermyn and the towns around it

Very lowLowModerateHighVery high

Mayfieldmostly inland floodingVery high

Jermynmostly inland floodingVery high

Archbaldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jermyn covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jermyn’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Jermyn. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jermyn total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.