Natural hazards · Jacobus

Jacobus, PA natural hazards

Most of the natural-hazard damage FEMA expects in Jacobus comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1985. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jacobus?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jacobus to be higher than in 12% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding53%Hurricanes20%Heat waves5%Everything else22%

By hazard

What Jacobus faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

20% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 11 years in the area

Heat waves

5% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 5 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jacobus flood?

Every paid claim on a federal flood insurance policy in Jacobus, from FEMA’s records.

3paid claims since 1985

$3Kpaid to owners

1homes flooded more than once

19852026

Biggest named events

Hurricane Irene: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jacobus isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.

Disasters that hit Jacobus

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jacobus itself: aid to households, or repair grants to the Borough of Jacobus.

Brought FEMA money into JacobusDeclared for York County only

2021

Remnants of Hurricane Ida

1 household applied for aid $11K aid approved

2011

Tropical Storm Lee

7 households applied for aid $3K aid approved

York County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jacobus is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jacobus’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Jacobus. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.