Natural hazards · Hunker

Hunker, PA natural hazards

Most of the natural-hazard damage FEMA expects in Hunker comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hunker?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hunker to be higher than in 14% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What Hunker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hunker flood?

FEMA's records show no paid flood insurance claims in Hunker.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hunker isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Westmoreland County.

Disasters that hit Hunker

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hunker itself: aid to households, or repair grants to the Borough of Hunker.

Brought FEMA money into HunkerDeclared for Westmoreland County only

2004

Tropical Depression Ivan

1 household applied for aid $4K aid approved

Westmoreland County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Around Hunker

Hunker and the towns around it

Very lowLowModerateHighVery high

Hunkermostly inland floodingVery low

East Huntingdonmostly inland floodingVery low

Hempfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hunker is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hunker’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Hunker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.