Natural hazards · Hubley

Hubley, PA natural hazards

Most of the natural-hazard damage FEMA expects in Hubley comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hubley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hubley to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding74%Hurricanes7%Everything else19%

By hazard

What Hubley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 18 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hubley flood?

Every paid claim on a federal flood insurance policy in Hubley, from FEMA’s records.

3paid claims since 1980

$97Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Tropical Storm Lee: 1 claim, $95K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hubley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Schuylkill County.

Disasters that hit Hubley

Federal disasters declared here

None of the disasters declared for Schuylkill County shows FEMA aid or repair money reaching Hubley itself in FEMA’s records.

Brought FEMA money into HubleyDeclared for Schuylkill County only

Schuylkill County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Hubley

Hubley and the towns around it

Very lowLowModerateHighVery high

Upper Mahantongomostly inland floodingModerate

Hubleymostly inland floodingLow

Heginsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hubley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hubley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hubley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.