Natural hazards · Homestead

Homestead, PA natural hazards

Most of the natural-hazard damage FEMA expects in Homestead comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Homestead?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Homestead to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding79%Cold waves12%Everything else10%

By hazard

What Homestead faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 7 times a year in the area

Cold waves

12% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Homestead flood?

FEMA's records show no paid flood insurance claims in Homestead.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Homestead isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegheny County.

Disasters that hit Homestead

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Homestead itself: aid to households, or repair grants to the Borough of Homestead.

Brought FEMA money into HomesteadDeclared for Allegheny County only

2004

Tropical Depression Ivan

12 households applied for aid $11K aid approved

Allegheny County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Homestead

Homestead and the towns around it

Very lowLowModerateHighVery high

Pittsburghmostly inland floodingHigh

West Homesteadmostly inland floodingVery low

Homesteadmostly inland floodingVery low

Munhallmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Homestead covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Homestead’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Homestead. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Homestead total about $642K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.