Natural hazards · Henderson

Henderson, PA natural hazards

Most of the natural-hazard damage FEMA expects in Henderson comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 41 claims here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Henderson?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henderson to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding80%Strong wind11%Everything else10%

By hazard

What Henderson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Strong wind

11% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Henderson flood?

Every paid claim on a federal flood insurance policy in Henderson, from FEMA’s records.

41paid claims since 1984

$738Kpaid to owners

6homes flooded more than once

19842026

Biggest named events

Tropical Storm Ivan: 15 claims, $344K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Henderson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huntingdon County.

Disasters that hit Henderson

Federal disasters declared here

None of the disasters declared for Huntingdon County shows FEMA aid or repair money reaching Henderson itself in FEMA’s records.

Brought FEMA money into HendersonDeclared for Huntingdon County only

Huntingdon County has had 14 natural disasters declared since 1953, most often hurricanes and floods.

Around Henderson

Henderson and the towns around it

Very lowLowModerateHighVery high

Unionmostly inland floodingHigh

Hendersonmostly inland floodingHigh

Oneidamostly inland floodingHigh

Bradymostly inland floodingHigh

Mill Creekmostly inland floodingHigh

Millermostly inland floodingModerate

Juniatamostly inland floodingLow

Huntingdonmostly inland floodingVery low

Smithfieldmostly strong windsVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henderson covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Henderson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Henderson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Henderson total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.