Natural hazards · Hatfield

Hatfield, PA natural hazards

Most of the natural-hazard damage FEMA expects in Hatfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 38 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hatfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hatfield to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding74%Cold waves9%Heat waves5%Everything else11%

By hazard

What Hatfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 6 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Heat waves

5% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hatfield flood?

Every paid claim on a federal flood insurance policy in Hatfield, from FEMA’s records.

38paid claims since 1978

$721Kpaid to owners

8homes flooded more than once

19782026

Biggest named events

Hurricane Ida: 6 claims, $298K
Hurricane Isaias: 3 claims, $65K
Hurricane Irene: 2 claims, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hatfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Hatfield

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hatfield itself: aid to households, or repair grants to the Borough of Hatfield.

Brought FEMA money into HatfieldDeclared for Montgomery County only

2021

Remnants of Hurricane Ida

75 households applied for aid $120K aid approved

2011

Tropical Storm Lee

2 households applied for aid

2011

Hurricane Irene

15 households applied for aid $12K aid approved

2006

Severe Storms, Flooding, and Mudslides

1 household applied for aid

2004

Tropical Depression Ivan

1 household applied for aid $3K aid approved

Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hatfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hatfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Hatfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hatfield total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.