Natural hazards · Hatboro

Hatboro, PA natural hazards

Most of the natural-hazard damage FEMA expects in Hatboro comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 185 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hatboro?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hatboro to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding69%Cold waves9%Heat waves7%Everything else14%

By hazard

What Hatboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 6 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once a year in the area

Heat waves

7% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 11 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hatboro flood?

Every paid claim on a federal flood insurance policy in Hatboro, from FEMA’s records.

185paid claims since 1978

$6.2Mpaid to owners

22homes flooded more than once

19782026

Biggest named events

Hurricane Irene: 39 claims, $1.5M
Tropical Storm Allison: 22 claims, $1.2M
Hurricane Ida: 19 claims, $1.4M

Homes that flooded again and again

■ FEMA “severe repetitive loss” (11) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hatboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

What’s been done with FEMA grants

37flood-prone properties bought out and cleared

Disasters that hit Hatboro

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hatboro itself: aid to households, or repair grants to the Borough of Hatboro.

Brought FEMA money into HatboroDeclared for Montgomery County only

2021

Remnants of Hurricane Ida

141 households applied for aid $413K aid approved

2011

Tropical Storm Lee

48 households applied for aid $58K aid approved

2011

Hurricane Irene

138 households applied for aid $514K aid approved

2006

Severe Storms, Flooding, and Mudslides

5 households applied for aid $6K aid approved

2004

Tropical Depression Ivan

5 households applied for aid $19K aid approved

Montgomery County has had 24 natural disasters declared since 1953, most often hurricanes and floods.

Around Hatboro

Hatboro and the towns around it

Very lowLowModerateHighVery high

Hatboromostly inland floodingModerate

Upper Morelandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hatboro covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Hatboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Hatboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hatboro total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.