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Natural hazards · Hanover

Hanover, PA natural hazards

Most of the natural-hazard damage FEMA expects in Hanover comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 90 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hanover?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hanover to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves9%Everything else16%
By hazard

What Hanover faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Above average · higher than 67% of U.S. places
Recorded about 2 times a year in the area

Cold waves

9% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hanover flood?

Every paid claim on a federal flood insurance policy in Hanover, from FEMA’s records.

90paid claims since 1978
$1.6Mpaid to owners
8homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Ivan: 16 claims, $121K
  • Hurricane Ida: 15 claims, $210K
  • Tropical Storm Lee: 7 claims, $907K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hanover isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Luzerne County.
Disasters that hit Hanover

Federal disasters declared here

None of the disasters declared for Luzerne County shows FEMA aid or repair money reaching Hanover itself in FEMA’s records.

Brought FEMA money into HanoverDeclared for Luzerne County only
Luzerne County has had 19 natural disasters declared since 1953, most often hurricanes and floods.
Around Hanover

Hanover and the towns around it

Plymouth: Very high, mostly inland floodingPlymouth: High, mostly inland floodingNanticoke: Low, mostly inland floodingLarksville: Moderate, mostly inland floodingFairview: Low, mostly inland floodingNuangola: Low, mostly inland floodingWilkes-Barre: High, mostly inland floodingNewport: Moderate, mostly inland floodingBear Creek: Low, mostly inland floodingJackson: Very low, mostly inland floodingLehman: Very low, mostly inland floodingEdwardsville: Moderate, mostly inland floodingCourtdale: Very low, mostly inland floodingWright: Very low, mostly inland floodingRice: Moderate, mostly inland floodingDennison: Moderate, mostly inland floodingSlocum: Low, mostly inland floodingPlains: Moderate, mostly inland floodingWilkes-Barre: Very low, mostly inland floodingKingston: Moderate, mostly inland floodingHunlock: High, mostly inland floodingUnion: High, mostly inland floodingKidder: Very low, mostly inland floodingPenn Lake Park: Moderate, mostly inland floodingBuck: Low, mostly inland floodingJenkins: Moderate, mostly inland floodingThornhurst: Low, mostly inland floodingLaurel Run: Low, mostly inland floodingHanover: Moderate, mostly inland flooding HanoverPlymouthPlymouthNanticokeLarksvilleFairviewNuangolaWilkes-BarreNewportBear Creek
Very lowLowModerateHighVery high
Plymouthmostly inland floodingVery high
Plymouthmostly inland floodingHigh
Wilkes-Barremostly inland floodingHigh
Larksvillemostly inland floodingModerate
Newportmostly inland floodingModerate
Hanovermostly inland floodingModerate
Nuangolamostly inland floodingLow
Nanticokemostly inland floodingLow
Fairviewmostly inland floodingLow
Bear Creekmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hanover covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Hanover’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Hanover. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hanover total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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