Natural hazards · Hamiltonban

Hamiltonban, PA natural hazards

Most of the natural-hazard damage FEMA expects in Hamiltonban comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hamiltonban?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamiltonban to be higher than in 38% of U.S. communities, mostly from inland flooding.

Inland flooding73%Hurricanes11%Everything else16%

By hazard

What Hamiltonban faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hamiltonban flood?

Every paid claim on a federal flood insurance policy in Hamiltonban, from FEMA’s records.

3paid claims since 1996

$135Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Tropical Storm Ivan: 1 claim, $111K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hamiltonban isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

Disasters that hit Hamiltonban

Federal disasters declared here

None of the disasters declared for Adams County shows FEMA aid or repair money reaching Hamiltonban itself in FEMA’s records.

Brought FEMA money into HamiltonbanDeclared for Adams County only

Adams County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Hamiltonban

Hamiltonban and the towns around it

Very lowLowModerateHighVery high

Libertymostly inland floodingModerate

Carroll Valleymostly inland floodingModerate

Highlandmostly inland floodingModerate

Quincymostly inland floodingLow

Hamiltonbanmostly inland floodingLow

Franklinmostly inland floodingLow

Guilfordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamiltonban covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hamiltonban’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Hamiltonban. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hamiltonban total about $991K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.