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Housing in Hamilton

A typical Hamilton home is worth roughly $349,000

Home prices around Hamilton have risen about 50% over the past 5 years.

Typical home value
$349K
▲ 10.7% in a year · PA $290K
Estimate
2-bedroom rent
$1,460
a month, utilities in · HUD
Median tax bill
$4,060
PA $3,311

What kind of housing town is Hamilton?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Price trend

Home prices up 50% in 5 years

The federal house price index for the ZIP codes around Hamilton rose 50% over the past 5 years, about the same as across Pennsylvania. Last year prices rose 11%. Carrying the Census median home value forward with that index puts the typical Hamilton home at roughly $349,000 today.

Hamilton areaPennsylvania
0%+50%+100%+150%+200%200020052010201520202025
+11%
past year
+50%
past 5 years
+75%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $349K.

How Hamilton ranks on rising home prices →

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Hamilton, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A typical home costs 3.3 years of income

Less than across Pennsylvania (3.7 years). Try your own numbers below.

You could afford about
$390,000
Typical Hamilton home $349K

That covers a typical Hamilton home, with $41K to spare.

The typical home, each month
$2,230
Loan $1,730Tax $410Insurance $100

A two-bedroom rents for about $1,460 a month here, $770 less than owning.

How Hamilton ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Hamilton’s typical property tax (1.40% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

91% of Hamilton households own their home

Half of Hamilton’s homes were built before 1991.

Owners and renters
Own 91%Rent 9%

Pennsylvania: 69% own.

1991
typical home built · PA 1965
$4,060
median property tax bill · PA $3,311
1.40%
of a home’s value, a year in tax · PA 1.30%

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $1,460

Renters already here pay a median of $1,352.

Fair Market Rent a month, utilities included

Studio$1,060
1 bedroom$1,170
2 bedrooms$1,460
3 bedrooms$1,950
4 bedrooms$2,050
9%
of households rent · PA 31%
83
renter households
54%
of renters spend 30%+ of income on rent · PA 48%
16%
of the median income, for a two-bedroom
$1,352
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Gettysburg, PA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Hamilton vs. its neighbors

Hamilton is the priciest of 8 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Hamilton$349K*+10.7%†$1,460—$107,188
Paradise$271K*+6.5%†$1,3508$79,152
Reading$276K*+13.9%†$1,290—$95,417
Hampton$144K*+12.2%†$1,470—$66,700
Mount Pleasant$289K*+5%†$1,370—$90,833
Oxford$244K*+10.4%†$1,490—$82,783
Berwick$185K*+6.9%†$1,410—$85,139
East Berlin$348K+3.6%$1,210—$73,523

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Hamilton buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Hamilton still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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