Natural hazards · Haines

Haines, PA natural hazards

Most of the natural-hazard damage FEMA expects in Haines comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2024.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haines?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haines to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Haines faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haines flood?

Every paid claim on a federal flood insurance policy in Haines, from FEMA’s records.

1paid claims since 2024

$7Kpaid to owners

0homes flooded more than once

20242026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Haines isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Centre County.

Disasters that hit Haines

Federal disasters declared here

None of the disasters declared for Centre County shows FEMA aid or repair money reaching Haines itself in FEMA’s records.

Brought FEMA money into HainesDeclared for Centre County only

Centre County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Haines

Haines and the towns around it

Very lowLowModerateHighVery high

Hartleymostly inland floodingHigh

Hainesmostly inland floodingHigh

Pennmostly inland floodingHigh

Armaghmostly inland floodingHigh

Milesmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haines covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Haines’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Haines. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Haines total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.