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Natural hazards in Grill · FEMA

Grill is calmer than 83% of U.S. communities

Most of the natural-hazard damage FEMA expects in Grill comes from inland flooding, and overall the risk is very low for a U.S. community.

17Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 17% of U.S. places
Main hazard
Inland flooding
54% of expected damage
Flood claims
0
none on record
Disasters paid out here
0
of 20 declared for Berks County

What stands out about Grill’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Grill?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 17% of U.S. communities, mostly from inland flooding.

Where Grill sits
Grill
Very lowLowModerateHighVery high

Calmer than 1,990 of the 2,558 Pennsylvania towns we cover.

Grill is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding54%Hurricanes13%Cold waves8%Tornadoes7%Everything else18%
Flood insurance claims

Does Grill flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Grill. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Grill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berks County.
By hazard

What Grill faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

54%of expected damage
Below average · higher than 25% of U.S. places
Recorded about 5 times a year in the area

Hurricanes

13%of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Cold waves

8%of expected damage
Below average · higher than 26% of U.S. places
Recorded about once a year in the area

Tornadoes

7%of expected damage
Above average · higher than 54% of U.S. places
Lower here
🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning🌵 Drought🏔️ Avalanches
Not a risk here
Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

Federal disasters declared here

None of the disasters declared for Berks County shows FEMA aid or repair money reaching Grill itself in FEMA’s records.

Disasters declared, by decade
Paid out in GrillBerks County only

Berks County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Be ready

Get ready for what Grill actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Grill and its neighbors

Grill ranks 2nd calmest of 4 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
ReadingLowinland flooding88
KenhorstLowinland flooding3
GrillVery lowinland flooding0
CumruVery lowinland flooding4

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in July–September

The month each of Berks County’s 20 declared disasters began, since 1953.

4J
1F
1M
A
1M
3J
2J
2A
5S
1O
N
D
Severe stormsFloodsHurricanesWinter stormsDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Grill’s own flood-insurance community; household aid to the registrant’s city; repair grants to Grill.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Grill.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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