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Housing in Gratz

A typical Gratz home is worth roughly $147,000

No new homes were permitted in 2025.

Typical home value
$147K
PA $290K
Estimate
2-bedroom rent
$1,220
a month, utilities in · HUD
Median tax bill
$1,528
PA $3,311

What kind of housing town is Gratz?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Gratz

Try your own numbers below.

You could afford about
$298,000
Typical Gratz home $147K

That covers a typical Gratz home, with $151K to spare.

The typical home, each month
$900
Loan $730Tax $130Insurance $40

A two-bedroom rents for about $1,220 a month here, $320 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Gratz’s typical property tax (1.04% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,220

Renters already here pay a median of $768, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$860
1 bedroom$990
2 bedrooms$1,220
3 bedrooms$1,570
4 bedrooms$1,620
61%
of households rent · PA 31%
231
renter households
$768
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Harrisburg-Carlisle, PA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

40% of Gratz households own their home

Half of Gratz’s homes were built before 1938.

Owners and renters
Own 40%Rent 61%

Pennsylvania: 69% own.

1938
typical home built · PA 1965
$1,528
median property tax bill · PA $3,311
1.04%
of a home’s value, a year in tax · PA 1.30%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Gratz in 2025. The last year with any was 2024 (2 new homes).

Single-family
0123 200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
3
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−22
New homes+1

Between the 2010 and 2020 censuses, Gratz's population fell by 22 even though 1 new home was permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across Pennsylvania: 1.4 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024220$1.2 million
2023000—
2022000—
2021000—
2020000—
2019000—
2018000—
2017110$268,000
2016000—
2015000—
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008000—
2007000—
2006000—
2005330$532,000
2004110$107,000
2003110$107,000
2002110$107,000
2001110$107,000
2000110$107,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Neighbors talk housing

What Gratz buyers, sellers and renters are saying.

Town Square →
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Is Gratz still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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