Grampian is calmer than 76% of U.S. communities
Most of the natural-hazard damage FEMA expects in Grampian comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.
What stands out about Grampian’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Grampian?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 24% of U.S. communities, mostly from inland flooding.
Calmer than 1,763 of the 2,558 Pennsylvania towns we cover.
Grampian is smaller than a census tract, so it shares the figures of the tract around its center.
Does Grampian flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Grampian. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Grampian isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clearfield County.What Grampian faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Strong wind
Cold waves
Lightning
1 federal disaster brought FEMA money to Grampian
Disasters that paid out in Grampian itself (aid to households or repair grants to the Borough of Grampian) and its biggest flood years.
- 2004Tropical Depression Ivan4 households applied for aid$1K aid approved
Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.
Old photos of Grampian after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Grampian archive →Get ready for what Grampian actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in June–August
The month each of Clearfield County’s 15 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Grampian’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Grampian.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.
Storm stories
Memories, warnings and help from neighbors in Grampian.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.