Natural hazards · Gilpin

Gilpin, PA natural hazards

Most of the natural-hazard damage FEMA expects in Gilpin comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 51 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gilpin?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gilpin to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding94%Everything else7%

By hazard

What Gilpin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

94% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gilpin flood?

Every paid claim on a federal flood insurance policy in Gilpin, from FEMA’s records.

51paid claims since 1981

$971Kpaid to owners

10homes flooded more than once

19812026

Biggest named events

Tropical Storm Ivan: 22 claims, $404K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gilpin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Armstrong County.

Disasters that hit Gilpin

Federal disasters declared here

None of the disasters declared for Armstrong County shows FEMA aid or repair money reaching Gilpin itself in FEMA’s records.

Brought FEMA money into GilpinDeclared for Armstrong County only

Armstrong County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around Gilpin

Gilpin and the towns around it

Very lowLowModerateHighVery high

Leechburgmostly inland floodingVery high

Parksmostly inland floodingHigh

Gilpinmostly inland floodingHigh

South Buffalomostly inland floodingModerate

Bethelmostly inland floodingModerate

West Leechburgmostly inland floodingLow

Hyde Parkmostly inland floodingLow

Alleghenymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gilpin covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Gilpin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Gilpin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Gilpin total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.