Natural hazards · Genesee

Genesee, PA natural hazards

Most of the natural-hazard damage FEMA expects in Genesee comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 1996. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Genesee?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Genesee to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding83%Strong wind6%Everything else10%

By hazard

What Genesee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 2 years in the area

Strong wind

6% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Genesee flood?

Every paid claim on a federal flood insurance policy in Genesee, from FEMA’s records.

3paid claims since 1996

$22Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Debby: 2 claims, $22K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Genesee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Potter County.

Disasters that hit Genesee

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Genesee itself: aid to households, or repair grants to the Township of Genesee.

Brought FEMA money into GeneseeDeclared for Potter County only

2024

Tropical Storm Debby

25 households applied for aid $186K aid approved

2004

Tropical Depression Ivan

1 household applied for aid $5K aid approved

2003

Severe Storms, Tornadoes, and Flooding

9 households applied for aid $6K aid approved

Potter County has had 11 natural disasters declared since 1953, most often hurricanes and floods.

Around Genesee

Genesee and the towns around it

Very lowLowModerateHighVery high

Willingmostly inland floodingVery high

Geneseemostly inland floodingVery high

Alleganymostly inland floodingVery high

Oswayomostly inland floodingHigh

Binghammostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Genesee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Genesee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Genesee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.