Natural hazards · Geistown

Geistown, PA natural hazards

Most of the natural-hazard damage FEMA expects in Geistown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1987.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Geistown?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Geistown to be higher than in 1% of U.S. communities, mostly from inland flooding.

Inland flooding59%Cold waves11%Tornadoes9%Strong wind6%Everything else15%

By hazard

What Geistown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Below average · higher than 46% of U.S. places

Strong wind

6% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Geistown flood?

Every paid claim on a federal flood insurance policy in Geistown, from FEMA’s records.

2paid claims since 1987

$8Kpaid to owners

0homes flooded more than once

19872026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Geistown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cambria County.

Disasters that hit Geistown

Federal disasters declared here

None of the disasters declared for Cambria County shows FEMA aid or repair money reaching Geistown itself in FEMA’s records.

Brought FEMA money into GeistownDeclared for Cambria County only

Cambria County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Geistown

Geistown and the towns around it

Very lowLowModerateHighVery high

Stonycreekmostly inland floodingLow

Geistownmostly inland floodingVery low

Richlandmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Geistown covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Geistown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Geistown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Geistown total about $296K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.