Natural hazards · Frazer

Frazer, PA natural hazards

Most of the natural-hazard damage FEMA expects in Frazer comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Frazer?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Frazer to be higher than in 1% of U.S. communities, mostly from inland flooding.

Inland flooding76%Cold waves9%Tornadoes6%Everything else9%

By hazard

What Frazer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about 7 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 40% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Frazer flood?

Every paid claim on a federal flood insurance policy in Frazer, from FEMA’s records.

1paid claims since 2004

$5Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Frazer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegheny County.

Disasters that hit Frazer

Federal disasters declared here

None of the disasters declared for Allegheny County shows FEMA aid or repair money reaching Frazer itself in FEMA’s records.

Brought FEMA money into FrazerDeclared for Allegheny County only

Allegheny County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Frazer

Frazer and the towns around it

Very lowLowModerateHighVery high

Tarentummostly inland floodingVery high

East Deermostly inland floodingVery high

Fawnmostly inland floodingHigh

Springdalemostly inland floodingLow

Indianamostly inland floodingVery low

West Deermostly inland floodingVery low

Frazermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Frazer covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Frazer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Frazer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Frazer total about $329K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.