Natural hazards · Fox Chapel

Fox Chapel, PA natural hazards

Most of the natural-hazard damage FEMA expects in Fox Chapel comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 13 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fox Chapel?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fox Chapel to be higher than in 24% of U.S. communities, mostly from inland flooding.

Inland flooding85%Cold waves7%Everything else8%

By hazard

What Fox Chapel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 7 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fox Chapel flood?

Every paid claim on a federal flood insurance policy in Fox Chapel, from FEMA’s records.

13paid claims since 1986

$140Kpaid to owners

1homes flooded more than once

19862026

Biggest named events

Tropical Storm Ivan: 1 claim, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fox Chapel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegheny County.

Disasters that hit Fox Chapel

Federal disasters declared here

None of the disasters declared for Allegheny County shows FEMA aid or repair money reaching Fox Chapel itself in FEMA’s records.

Brought FEMA money into Fox ChapelDeclared for Allegheny County only

Allegheny County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Fox Chapel

Fox Chapel and the towns around it

Very lowLowModerateHighVery high

Aspinwallmostly inland floodingVery high

O'Haramostly inland floodingModerate

Harmarmostly inland floodingLow

Fox Chapelmostly inland floodingLow

Indianamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fox Chapel covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fox Chapel’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Fox Chapel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fox Chapel total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.