Forks’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Forks comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 162 claims here since 1979.
What stands out about Forks’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Forks flood? Yes: 162 flood claims since 1979
Every paid claim on a federal flood insurance policy in Forks, from FEMA’s records.
- Tropical Storm Ivan26 claims · $1.4M
- Tropical Storm Lee9 claims · $280K
- The Not a named storm8 claims · $18K
Forks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Northampton County.The storms Forks remembers
None of the disasters declared for Northampton County shows FEMA aid or repair money reaching Forks itself in FEMA’s records.
- 200634 flood claims paidOne of the three biggest flood years on record
- 200543 flood claims paidThe most in any one year on record
- 200426 flood claims paidOne of the three biggest flood years on record
Northampton County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.
Old photos of Forks after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Forks archive →How exposed is Forks?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 59% of U.S. communities, mostly from inland flooding.
Rated higher than 1,800 of the 2,558 Pennsylvania towns we cover.
Forks covers 3 census tracts, combined by population.
What Forks faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Get ready for what Forks actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Keep a shovel, a blanket and snacks in the car.
- Clear snow from furnace and dryer vents.
- Check on older neighbors when the power goes out.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Forks and its neighbors
Forks ranks 3rd calmest of 9 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Lower Mount Bethel | High | inland flooding | 228 |
| Lopatcong | High | inland flooding | 12 |
| Harmony | High | inland flooding | 321 |
| Easton | High | inland flooding | 233 |
| Tatamy | High | inland flooding | 1 |
| Stockertown | High | inland flooding | 4 |
| Forks | Moderate | inland flooding | 162 |
| Palmer | Moderate | inland flooding | 39 |
| Plainfield | Very low | inland flooding | 0 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in August–September
The month each of Northampton County’s 19 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Forks’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Forks.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Forks, expected losses total about $6.2M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Forks.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.