Natural hazards · Fairmount

Fairmount, PA natural hazards

Most of the natural-hazard damage FEMA expects in Fairmount comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairmount?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairmount to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding74%Cold waves10%Everything else16%

By hazard

What Fairmount faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairmount flood?

Every paid claim on a federal flood insurance policy in Fairmount, from FEMA’s records.

7paid claims since 2004

$110Kpaid to owners

2homes flooded more than once

20042026

Biggest named events

Tropical Storm Lee: 2 claims, $33K
Hurricane Irene: 1 claim, $14K
Tropical Storm Ivan: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairmount isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Luzerne County.

Disasters that hit Fairmount

Federal disasters declared here

None of the disasters declared for Luzerne County shows FEMA aid or repair money reaching Fairmount itself in FEMA’s records.

Brought FEMA money into FairmountDeclared for Luzerne County only

Luzerne County has had 19 natural disasters declared since 1953, most often hurricanes and floods.

Around Fairmount

Fairmount and the towns around it

Very lowLowModerateHighVery high

Bentonmostly inland floodingHigh

Fairmountmostly inland floodingModerate

Huntingtonmostly inland floodingModerate

Colleymostly inland floodingModerate

Rossmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairmount covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fairmount’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fairmount. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fairmount total about $956K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.