Natural hazards · Fairchance

Fairchance, PA natural hazards

Most of the natural-hazard damage FEMA expects in Fairchance comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairchance?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairchance to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding83%Tornadoes7%Everything else10%

By hazard

What Fairchance faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Below average · higher than 47% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairchance flood?

Every paid claim on a federal flood insurance policy in Fairchance, from FEMA’s records.

1paid claims since 1978

$1Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairchance isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fayette County.

Disasters that hit Fairchance

Federal disasters declared here

None of the disasters declared for Fayette County shows FEMA aid or repair money reaching Fairchance itself in FEMA’s records.

Brought FEMA money into FairchanceDeclared for Fayette County only

Fayette County has had 16 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairchance covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fairchance’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Fairchance. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fairchance total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.