Natural hazards · Everett

Everett, PA natural hazards

Most of the natural-hazard damage FEMA expects in Everett comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1983. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Everett?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Everett to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding89%Hurricanes5%Everything else6%

By hazard

What Everett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 19 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Everett flood?

Every paid claim on a federal flood insurance policy in Everett, from FEMA’s records.

11paid claims since 1983

$107Kpaid to owners

0homes flooded more than once

19832026

Biggest named events

Tropical Storm Ivan: 2 claims, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Everett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bedford County.

Disasters that hit Everett

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Everett itself: aid to households, or repair grants to the Borough of Everett.

Brought FEMA money into EverettDeclared for Bedford County only

2021

Remnants of Hurricane Ida

35 households applied for aid $19K aid approved

2004

Tropical Depression Ivan

49 households applied for aid $135K aid approved

2004

Severe Storms and Flooding Associated With Tropical Depression Frances

23 households applied for aid $36K aid approved

Bedford County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Everett is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Everett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Everett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.