Natural hazards · Espy

Espy, PA natural hazards

Most of the natural-hazard damage FEMA expects in Espy comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Espy?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Espy to be higher than in 77% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else13%

By hazard

What Espy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Espy flood?

FEMA's records show no paid flood insurance claims in Espy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Espy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbia County.

Disasters that hit Espy

Federal disasters declared here

None of the disasters declared for Columbia County shows FEMA aid or repair money reaching Espy itself in FEMA’s records.

Brought FEMA money into EspyDeclared for Columbia County only

Columbia County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Espy

Espy and the towns around it

Very lowLowModerateHighVery high

Mainmostly inland floodingVery high

Espymostly inland floodingHigh

Almediamostly inland floodingHigh

Scottmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Espy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Espy’s own flood-insurance community; household aid to the registrant’s city; repair grants to Espy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.