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Housing in Ernest

A typical Ernest home is worth roughly $76,000

Typical home value
$76K
PA $290K
Estimate
2-bedroom rent
$1,060
a month, utilities in · HUD
Median tax bill
$1,018
PA $3,311

What kind of housing town is Ernest?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Ernest

Try your own numbers below.

You could afford about
$288,000
Typical Ernest home $76K

That covers a typical Ernest home, with $211K to spare.

The typical home, each month
$480
Loan $380Tax $80Insurance $20

A two-bedroom rents for about $1,060 a month here, $580 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Pennsylvania typical property tax (1.30% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

70% of Ernest households own their home

Half of Ernest’s homes were built before 1938.

Owners and renters
Own 70%Rent 30%

Pennsylvania: 69% own.

1938
typical home built · PA 1965
$1,018
median property tax bill · PA $3,311
11%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,060

Renters already here pay a median of $906, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$830
1 bedroom$920
2 bedrooms$1,060
3 bedrooms$1,440
4 bedrooms$1,630
30%
of households rent · PA 31%
27
renter households
$906
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Indiana County, PA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What Ernest buyers, sellers and renters are saying.

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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