Natural hazards · Elverson

Elverson, PA natural hazards

Most of the natural-hazard damage FEMA expects in Elverson comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elverson?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elverson to be higher than in 7% of U.S. communities, mostly from inland flooding and drought.

Inland flooding42%Drought23%Hurricanes12%Tornadoes5%Everything else19%

By hazard

What Elverson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 5 times a year in the area

Drought

23% of expected damage

Recorded about 4 times a year in the area

Hurricanes

12% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 12 years in the area

Tornadoes

5% of expected damage

Below average · higher than 47% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elverson flood?

FEMA's records show no paid flood insurance claims in Elverson.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Elverson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chester County.

Disasters that hit Elverson

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Elverson itself: aid to households, or repair grants to the Borough of Elverson.

Brought FEMA money into ElversonDeclared for Chester County only

2021

Remnants of Hurricane Ida

12 households applied for aid $12K aid approved

2011

Tropical Storm Lee

1 household applied for aid

2011

Hurricane Irene

4 households applied for aid $13K aid approved

Chester County has had 22 natural disasters declared since 1953, most often hurricanes and floods.

Around Elverson

Elverson and the towns around it

Very lowLowModerateHighVery high

Elversonmostly inland floodingVery low

West Nantmealmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elverson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elverson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Elverson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.