Natural hazards · Elmhurst

Elmhurst, PA natural hazards

Most of the natural-hazard damage FEMA expects in Elmhurst comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1993. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elmhurst?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elmhurst to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves11%Everything else19%

By hazard

What Elmhurst faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elmhurst flood?

Every paid claim on a federal flood insurance policy in Elmhurst, from FEMA’s records.

2paid claims since 1993

$35Kpaid to owners

0homes flooded more than once

19932026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Elmhurst isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lackawanna County.

Disasters that hit Elmhurst

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Elmhurst itself: aid to households, or repair grants to the Township of Elmhurst.

Brought FEMA money into ElmhurstDeclared for Lackawanna County only

2006

Severe Storms, Flooding, and Mudslides

4 households applied for aid $6K aid approved

2004

Tropical Depression Ivan

4 households applied for aid $5K aid approved

Lackawanna County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elmhurst is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elmhurst’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Elmhurst. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.