Natural hazards · Elk Lick

Elk Lick, PA natural hazards

Most of the natural-hazard damage FEMA expects in Elk Lick comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elk Lick?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elk Lick to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding83%Everything else17%

By hazard

What Elk Lick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elk Lick flood?

Every paid claim on a federal flood insurance policy in Elk Lick, from FEMA’s records.

12paid claims since 1996

$120Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

March 2010 Nor'easter: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Elk Lick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.

Disasters that hit Elk Lick

Federal disasters declared here

None of the disasters declared for Somerset County shows FEMA aid or repair money reaching Elk Lick itself in FEMA’s records.

Brought FEMA money into Elk LickDeclared for Somerset County only

Somerset County has had 18 natural disasters declared since 1953, most often floods and winter storms.

Around Elk Lick

Elk Lick and the towns around it

Very lowLowModerateHighVery high

Addisonmostly inland floodingHigh

Summitmostly inland floodingModerate

Greenvillemostly inland floodingLow

Elk Lickmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elk Lick covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Elk Lick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Elk Lick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Elk Lick total about $920K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.