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Natural hazards in Edinboro · FEMA

Edinboro is calmer than 89% of U.S. communities

Most of the natural-hazard damage FEMA expects in Edinboro comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

11Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 11% of U.S. places
Main hazard
Inland flooding
80% of expected damage
Flood claims
0
none on record
Disasters paid out here
1
of 9 declared for Erie County
Expected yearly loss
$984K
buildings, people and crops

What stands out about Edinboro’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Edinboro?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 11% of U.S. communities, mostly from inland flooding.

Where Edinboro sits
Edinboro
Very lowLowModerateHighVery high

Calmer than 2,226 of the 2,558 Pennsylvania towns we cover.

Edinboro covers 1 census tract, combined by population.

What drives the damage
Inland flooding80%Strong wind5%Everything else15%
Flood insurance claims

Does Edinboro flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Edinboro. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Edinboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Erie County.
By hazard

What Edinboro faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

80%of expected damage
Below average · higher than 31% of U.S. places
Recorded about 2 times a year in the area

Strong wind

5%of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once a year in the area
Lower here
🌀 Hurricanes🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🥶 Cold waves🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

1 federal disaster brought FEMA money to Edinboro

Disasters that paid out in Edinboro itself (aid to households or repair grants to the Borough of Edinboro) and its biggest flood years.

  1. 2004Severe Storms and Flooding Associated With Tropical Depression Frances10 households applied for aid$23K aid approved
Disasters declared, by decade
Paid out in EdinboroErie County only

Erie County has had 9 natural disasters declared since 1953, most often hurricanes and floods.

Were you here?

Old photos of Edinboro after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Edinboro archive →
Be ready

Get ready for what Edinboro actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Winter storms
  • Keep a shovel, a blanket and snacks in the car.
  • Clear snow from furnace and dryer vents.
  • Check on older neighbors when the power goes out.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Most disasters here begin in August–October

The month each of Erie County’s 9 declared disasters began, since 1953.

2J
F
1M
A
1M
1J
J
1A
2S
1O
N
D
HurricanesFloodsWinter stormsSevere stormsTornadoes
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Edinboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Edinboro.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Edinboro, expected losses total about $984K a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Edinboro.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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