Natural hazards · Ebensburg

Ebensburg, PA natural hazards

Most of the natural-hazard damage FEMA expects in Ebensburg comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ebensburg?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ebensburg to be higher than in 1% of U.S. communities, mostly from inland flooding.

Inland flooding57%Cold waves10%Tornadoes10%Hurricanes6%Earthquakes5%Everything else13%

By hazard

What Ebensburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once a year in the area

Cold waves

10% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Below average · higher than 47% of U.S. places

Hurricanes

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 25 years in the area

Earthquakes

5% of expected damage

Below average · higher than 36% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ebensburg flood?

Every paid claim on a federal flood insurance policy in Ebensburg, from FEMA’s records.

1paid claims since 2013

$28Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ebensburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cambria County.

Disasters that hit Ebensburg

Federal disasters declared here

None of the disasters declared for Cambria County shows FEMA aid or repair money reaching Ebensburg itself in FEMA’s records.

Brought FEMA money into EbensburgDeclared for Cambria County only

Cambria County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ebensburg covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ebensburg’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Borough of Ebensburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ebensburg total about $479K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.