Natural hazards · Decatur

Decatur, PA natural hazards

Most of the natural-hazard damage FEMA expects in Decatur comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Decatur?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Decatur to be higher than in 28% of U.S. communities, mostly from inland flooding.

Inland flooding72%Strong wind7%Cold waves7%Everything else14%

By hazard

What Decatur faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Decatur flood?

Every paid claim on a federal flood insurance policy in Decatur, from FEMA’s records.

2paid claims since 1978

$124Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Decatur isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clearfield County.

Disasters that hit Decatur

Federal disasters declared here

None of the disasters declared for Clearfield County shows FEMA aid or repair money reaching Decatur itself in FEMA’s records.

Brought FEMA money into DecaturDeclared for Clearfield County only

Clearfield County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Decatur

Decatur and the towns around it

Very lowLowModerateHighVery high

Philipsburgmostly inland floodingModerate

Decaturmostly inland floodingLow

Chester Hillmostly inland floodingLow

Osceola Millsmostly inland floodingLow

Rushmostly inland floodingLow

Boggsmostly inland floodingVery low

Woodwardmostly inland floodingVery low

Morrismostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Decatur covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Decatur’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Decatur. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Decatur total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.