Natural hazards · Dean

Dean, PA natural hazards

Most of the natural-hazard damage FEMA expects in Dean comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dean?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dean to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding74%Cold waves6%Tornadoes6%Everything else13%

By hazard

What Dean faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Cold waves

6% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once every 85 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dean flood?

Every paid claim on a federal flood insurance policy in Dean, from FEMA’s records.

6paid claims since 1996

$62Kpaid to owners

1homes flooded more than once

19962026

Biggest named events

Hurricane Ida: 1 claim, $4K
Tropical Storm Ivan: 1 claim, $18K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dean isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cambria County.

Disasters that hit Dean

Federal disasters declared here

None of the disasters declared for Cambria County shows FEMA aid or repair money reaching Dean itself in FEMA’s records.

Brought FEMA money into DeanDeclared for Cambria County only

Cambria County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

Around Dean

Dean and the towns around it

Very lowLowModerateHighVery high

Antismostly inland floodingModerate

Reademostly inland floodingLow

Clearfieldmostly inland floodingLow

Loganmostly inland floodingVery low

Deanmostly inland floodingVery low

Gallitzinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dean covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dean’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Dean. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dean total about $788K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.