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Natural hazards in Dallastown · FEMA

Dallastown is calmer than 92% of U.S. communities

Most of the natural-hazard damage FEMA expects in Dallastown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1978. 2 federal disasters brought FEMA money into town.

8Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 8% of U.S. places
Main hazard
Inland flooding
49% of expected damage
Flood claims
1
paid since 1978 · $3K
Disasters paid out here
2
of 18 declared for York County
Expected yearly loss
$621K
buildings, people and crops

What stands out about Dallastown’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Dallastown?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 8% of U.S. communities, mostly from inland flooding and hurricanes.

Where Dallastown sits
Dallastown
Very lowLowModerateHighVery high

Calmer than 2,325 of the 2,558 Pennsylvania towns we cover.

Dallastown covers 1 census tract, combined by population.

What drives the damage
Inland flooding49%Hurricanes18%Heat waves8%Cold waves6%Earthquakes6%Strong wind5%Everything else8%
Flood insurance claims

Does Dallastown flood? Rarely: 1 flood claim since 1978

Every paid claim on a federal flood insurance policy in Dallastown, from FEMA’s records.

Paid flood claims, by year
1978: 1 claim1979: 0 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 1978
19782026
1
paid claims since 1978
$3K
paid to owners
0
homes flooded more than once
$3K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Dallastown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: York County.
By hazard

What Dallastown faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

49%of expected damage
Well below average · higher than 11% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

18%of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 11 years in the area

Heat waves

8%of expected damage
Well below average · higher than 12% of U.S. places
Recorded about 5 times a year in the area

Cold waves

6%of expected damage
Below average · higher than 39% of U.S. places
Recorded about once a year in the area

Earthquakes

6%of expected damage
Above average · higher than 52% of U.S. places

Strong wind

5%of expected damage
Above average · higher than 63% of U.S. places
Recorded about 7 times a year in the area
Lower here
🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🔥 Wildfire⛰️ Landslides⚡ Lightning🌵 Drought
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

2 federal disasters brought FEMA money to Dallastown

Disasters that paid out in Dallastown itself (aid to households or repair grants to the Borough of Dallastown) and its biggest flood years.

  1. 2021Remnants of Hurricane Ida51 households applied for aid$19K aid approved
  2. 2011Tropical Storm Lee69 households applied for aid$132K aid approved
Disasters declared, by decade
Paid out in DallastownYork County only

York County has had 18 natural disasters declared since 1953, most often hurricanes and floods.

Were you here?

Old photos of Dallastown after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Dallastown archive →
Be ready

Get ready for what Dallastown actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Heat waves
  • Know the nearest cooling center or air-conditioned library.
  • Drink water before you feel thirsty.
  • Check on neighbors who live alone.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Most disasters here begin in August–October

The month each of York County’s 18 declared disasters began, since 1953.

4J
3F
1M
A
M
1J
J
2A
5S
2O
N
D
HurricanesFloodsWinter stormsSevere stormsIce storms
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Dallastown’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Borough of Dallastown.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Dallastown, expected losses total about $621K a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Dallastown.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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