Natural hazards · Curtin

Curtin, PA natural hazards

Most of the natural-hazard damage FEMA expects in Curtin comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2012.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Curtin?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Curtin to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What Curtin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Curtin flood?

Every paid claim on a federal flood insurance policy in Curtin, from FEMA’s records.

2paid claims since 2012

$14Kpaid to owners

0homes flooded more than once

20122026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Curtin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Centre County.

Disasters that hit Curtin

Federal disasters declared here

None of the disasters declared for Centre County shows FEMA aid or repair money reaching Curtin itself in FEMA’s records.

Brought FEMA money into CurtinDeclared for Centre County only

Centre County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Curtin

Curtin and the towns around it

Very lowLowModerateHighVery high

Beech Creekmostly inland floodingHigh

Curtinmostly inland floodingHigh

Libertymostly inland floodingHigh

Howardmostly inland floodingHigh

Boggsmostly inland floodingHigh

Snow Shoemostly inland floodingLow

Burnsidemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Curtin covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Curtin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Curtin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Curtin total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.