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Natural hazards in Croydon · FEMA

Croydon’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Croydon comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 140 claims here since 1978.

65High riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
High
higher than 65% of U.S. places
Main hazard
Inland flooding
77% of expected damage
Flood claims
140
paid since 1978 · $2.3M
Disasters paid out here
0
of 21 declared for Bucks County
Expected yearly loss
$4.8M
buildings, people and crops

What stands out about Croydon’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Croydon flood? Yes: 140 flood claims since 1978

Every paid claim on a federal flood insurance policy in Croydon, from FEMA’s records.

Paid flood claims, by year
1978: 2 claims1979: 7 claims1980: 1 claim1981: 0 claims1982: 5 claims1983: 0 claims1984: 0 claims1985: 2 claims1986: 0 claims1987: 2 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 2 claims1993: 1 claim1994: 12 claims1995: 0 claims1996: 4 claims1997: 0 claims1998: 0 claims1999: 17 claims2000: 0 claims2001: 4 claims2002: 0 claims2003: 1 claim2004: 0 claims2005: 2 claims2006: 1 claim2007: 11 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 18 claims2012: 1 claim2013: 0 claims2014: 1 claim2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 44 claims2022: 0 claims2023: 0 claims2024: 2 claims2025: 0 claims2026: 0 claims 199920112021
19782026
Biggest named events
  • Hurricane Floyd16 claims · $202K
  • Hurricane Irene6 claims · $44K
  • Tropical Storm Lee5 claims · $57K
140
paid claims since 1978
$2.3M
paid to owners
0
homes flooded more than once
$16K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Croydon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bucks County.
Storms remembered

The storms Croydon remembers

None of the disasters declared for Bucks County shows FEMA aid or repair money reaching Croydon itself in FEMA’s records.

  1. 202144 flood claims paidThe most in any one year on record
  2. 201118 flood claims paidOne of the three biggest flood years on record
  3. 199917 flood claims paidOne of the three biggest flood years on record
Disasters declared, by decade
Paid out in CroydonBucks County only

Bucks County has had 21 natural disasters declared since 1953, most often hurricanes and floods.

Were you here?

Old photos of Croydon after a storm or flood belong in the town’s history. Add one, or share what you remember below.

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Expected damage

How exposed is Croydon?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 65% of U.S. communities, mostly from inland flooding.

Where Croydon sits
Croydon
Very lowLowModerateHighVery high

Rated higher than 1,983 of the 2,558 Pennsylvania towns we cover.

Croydon covers 2 census tracts, combined by population.

What drives the damage
Inland flooding77%Earthquakes6%Everything else17%
By hazard

What Croydon faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

77%of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 4 times a year in the area

Earthquakes

6%of expected damage
Above average · higher than 74% of U.S. places
Lower here
🌊 Coastal flooding🌀 Hurricanes🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🥶 Cold waves🌡️ Heat waves🔥 Wildfire⛰️ Landslides💨 Strong wind⚡ Lightning🌵 Drought
Not a risk here
AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Be ready

Get ready for what Croydon actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Winter storms
  • Keep a shovel, a blanket and snacks in the car.
  • Clear snow from furnace and dryer vents.
  • Check on older neighbors when the power goes out.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Croydon and its neighbors

Croydon ranks 3rd calmest of 4 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
Edgewater ParkVery highinland flooding7
CroydonHighinland flooding140
BristolModerateinland flooding292
BensalemLowinland flooding265

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in August–September

The month each of Bucks County’s 21 declared disasters began, since 1953.

3J
1F
1M
1A
M
4J
1J
4A
5S
1O
N
D
HurricanesSevere stormsFloodsWinter stormsDroughtsIce storms
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Croydon’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Croydon.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Croydon, expected losses total about $4.8M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Croydon.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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