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Housing in Cross Roads

A typical Cross Roads home is worth roughly $279,000

The median sale price was $490,000 in May 2026.

Typical home value
$279K
▲ 10.6% in a year · PA $255K
Estimate
Median sale price
$490K
May 2026 · Redfin
Homes sold
1
in May
2-bedroom rent
$1,460
a month, utilities in · HUD
Median tax bill
$3,770
PA $3,311

Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

What kind of housing town is Cross Roads?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Price trend

Home prices up 51% in 5 years

The federal house price index for the ZIP codes around Cross Roads rose 51% over the past 5 years, about the same as across Pennsylvania. Last year prices rose 11%.

Cross Roads areaPennsylvania
0%+50%+100%+150%+200%200020052010201520202025
+11%
past year
+51%
past 5 years
+87%
past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Cross Roads, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

The homes

91% of Cross Roads households own their home

Half of Cross Roads’s homes were built before 1978.

Owners and renters
Own 91%Rent 9%

Pennsylvania: 69% own.

1978
typical home built · PA 1965
$3,770
median property tax bill · PA $3,311
1.35%
of a home’s value, a year in tax · PA 1.30%

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Affordability

A typical home costs 2.8 years of income

Less than across Pennsylvania (3.3 years). Try your own numbers below.

You could afford about
$359,000
Typical Cross Roads home $279K

That covers a typical Cross Roads home, with $80K to spare.

The typical home, each month
$1,780
Loan $1,380Tax $310Insurance $80

A two-bedroom rents for about $1,460 a month here, $320 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Cross Roads’s typical property tax (1.35% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,460

Renters already here pay a median of $1,200, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,020
1 bedroom$1,160
2 bedrooms$1,460
3 bedrooms$1,960
4 bedrooms$2,020
9%
of households rent · PA 31%
14
renter households
$1,200
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (York-Hanover, PA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Cross Roads in 2025. The last year with any was 2022 (3 new homes).

Single-family
012345 200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
7
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+11
New homes+0

Between the 2010 and 2020 censuses, Cross Roads gained 11 residents with no new homes permitted, so the growth came from existing homes. Across Pennsylvania: 1.4 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023000—
2022330$225,000
2021220$150,000
2020220$150,000
2019000—
2018000—
2017000—
2016000—
2015000—
2014000—
2013000—
2012000—
2011000—
2010000—
2009000—
2008110$180,000
2007000—
2006220$465,000
2005550$957,000
2004220$505,000
2003220$200,000
2002110$115,000
2001000—
2000330$348,000

Cross Roads's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Next door

Cross Roads vs. its neighbors

Cross Roads is the least expensive of 3 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Cross Roads$279K*+10.6%†$1,4600$98,333
East Hopewell$330K*+10.5%†$1,3605$108,864
North Hopewell$312K*+7.8%†$1,37010$109,342

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

On the market in Cross Roads

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Cross Roads buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Cross Roads still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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