Natural hazards · Cromwell

Cromwell, PA natural hazards

Most of the natural-hazard damage FEMA expects in Cromwell comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cromwell?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cromwell to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding79%Strong wind11%Everything else10%

By hazard

What Cromwell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Strong wind

11% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cromwell flood?

Every paid claim on a federal flood insurance policy in Cromwell, from FEMA’s records.

11paid claims since 1978

$200Kpaid to owners

2homes flooded more than once

19782026

Biggest named events

Tropical Storm Ivan: 3 claims, $169K
Tropical Storm Lee: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cromwell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huntingdon County.

Disasters that hit Cromwell

Federal disasters declared here

None of the disasters declared for Huntingdon County shows FEMA aid or repair money reaching Cromwell itself in FEMA’s records.

Brought FEMA money into CromwellDeclared for Huntingdon County only

Huntingdon County has had 14 natural disasters declared since 1953, most often hurricanes and floods.

Around Cromwell

Cromwell and the towns around it

Very lowLowModerateHighVery high

Cromwellmostly inland floodingHigh

Springfieldmostly inland floodingHigh

Claymostly inland floodingHigh

Shirleymostly inland floodingHigh

Cassmostly inland floodingHigh

Tellmostly inland floodingModerate

Dublinmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cromwell covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cromwell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cromwell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cromwell total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.