Natural hazards · Courtdale

Courtdale, PA natural hazards

Most of the natural-hazard damage FEMA expects in Courtdale comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 2006. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Courtdale?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Courtdale to be higher than in 12% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves16%Tornadoes5%Everything else18%

By hazard

What Courtdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Cold waves

16% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 38% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Courtdale flood?

Every paid claim on a federal flood insurance policy in Courtdale, from FEMA’s records.

4paid claims since 2006

$159Kpaid to owners

0homes flooded more than once

20062026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Courtdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Luzerne County.

Disasters that hit Courtdale

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Courtdale itself: aid to households, or repair grants to the Borough of Courtdale.

Brought FEMA money into CourtdaleDeclared for Luzerne County only

2006

Severe Storms, Flooding, and Mudslides

1 household applied for aid $2K aid approved

Luzerne County has had 19 natural disasters declared since 1953, most often hurricanes and floods.

Around Courtdale

Courtdale and the towns around it

Very lowLowModerateHighVery high

Luzernemostly inland floodingHigh

Larksvillemostly inland floodingModerate

Courtdalemostly inland floodingVery low

Pringlemostly inland floodingVery low

Kingstonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Courtdale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Courtdale’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Borough of Courtdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Courtdale total about $284K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.