Natural hazards · Cooke

Cooke, PA natural hazards

Most of the natural-hazard damage FEMA expects in Cooke comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cooke?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cooke to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding67%Hurricanes11%Drought5%Everything else17%

By hazard

What Cooke faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 14 years in the area

Drought

5% of expected damage

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cooke flood?

FEMA's records show no paid flood insurance claims in Cooke.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cooke isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Cooke

Federal disasters declared here

None of the disasters declared for Cumberland County shows FEMA aid or repair money reaching Cooke itself in FEMA’s records.

Brought FEMA money into CookeDeclared for Cumberland County only

Cumberland County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Cooke

Cooke and the towns around it

Very lowLowModerateHighVery high

Cookemostly inland floodingLow

South Newtonmostly inland floodingLow

Pennmostly inland floodingLow

Dickinsonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cooke is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cooke’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cooke. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.