Natural hazards · Conoy

Conoy, PA natural hazards

Most of the natural-hazard damage FEMA expects in Conoy comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 13 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Conoy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Conoy to be higher than in 40% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding64%Hurricanes18%Everything else18%

By hazard

What Conoy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

18% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Conoy flood?

Every paid claim on a federal flood insurance policy in Conoy, from FEMA’s records.

13paid claims since 1996

$258Kpaid to owners

3homes flooded more than once

19962026

Biggest named events

Tropical Storm Lee: 8 claims, $200K
Tropical Storm Ivan: 3 claims, $41K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Conoy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lancaster County.

Disasters that hit Conoy

Federal disasters declared here

None of the disasters declared for Lancaster County shows FEMA aid or repair money reaching Conoy itself in FEMA’s records.

Brought FEMA money into ConoyDeclared for Lancaster County only

Lancaster County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Conoy

Conoy and the towns around it

Very lowLowModerateHighVery high

York Havenmostly inland floodingHigh

Londonderrymostly inland floodingModerate

Hellammostly inland floodingModerate

Conoymostly inland floodingModerate

East Donegalmostly inland floodingLow

West Donegalmostly inland floodingLow

East Manchestermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Conoy covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Conoy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Conoy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Conoy total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.