Natural hazards · Concord

Concord, PA natural hazards

Most of the natural-hazard damage FEMA expects in Concord comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Concord?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Concord to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding54%Heat waves9%Earthquakes9%Tornadoes8%Cold waves6%Hurricanes6%Everything else9%

By hazard

What Concord faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 5 times a year in the area

Heat waves

9% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 11 times a year in the area

Earthquakes

9% of expected damage

Above average · higher than 59% of U.S. places

Tornadoes

8% of expected damage

Below average · higher than 49% of U.S. places

Cold waves

6% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once a year in the area

Hurricanes

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Concord flood?

FEMA's records show no paid flood insurance claims in Concord.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Concord isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Delaware County.

Disasters that hit Concord

Federal disasters declared here

None of the disasters declared for Delaware County shows FEMA aid or repair money reaching Concord itself in FEMA’s records.

Brought FEMA money into ConcordDeclared for Delaware County only

Delaware County has had 20 natural disasters declared since 1953, most often hurricanes and floods.

Around Concord

Concord and the towns around it

Very lowLowModerateHighVery high

Chester Heightsmostly inland floodingLow

Astonmostly inland floodingVery low

Thornburymostly inland floodingVery low

Concordmostly inland floodingVery low

Chadds Fordmostly inland floodingVery low

Bethelmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Concord covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Concord’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Concord. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Concord total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.