Natural hazards · Colebrook

Colebrook, PA natural hazards

Most of the natural-hazard damage FEMA expects in Colebrook comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 13 claims here since 1984.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Colebrook?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colebrook to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding81%Strong wind8%Everything else11%

By hazard

What Colebrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once a year in the area

Strong wind

8% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Colebrook flood?

Every paid claim on a federal flood insurance policy in Colebrook, from FEMA’s records.

13paid claims since 1984

$276Kpaid to owners

0homes flooded more than once

19842026

Biggest named events

Tropical Storm Ivan: 7 claims, $169K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Colebrook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

Disasters that hit Colebrook

Federal disasters declared here

None of the disasters declared for Clinton County shows FEMA aid or repair money reaching Colebrook itself in FEMA’s records.

Brought FEMA money into ColebrookDeclared for Clinton County only

Clinton County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Colebrook

Colebrook and the towns around it

Very lowLowModerateHighVery high

Bald Eaglemostly inland floodingHigh

Colebrookmostly inland floodingHigh

Gruganmostly inland floodingHigh

Woodwardmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colebrook is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Colebrook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Colebrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.