Natural hazards · Coaldale

Coaldale, PA natural hazards

Most of the natural-hazard damage FEMA expects in Coaldale comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coaldale?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coaldale to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding88%Hurricanes6%Everything else6%

By hazard

What Coaldale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 19 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coaldale flood?

FEMA's records show no paid flood insurance claims in Coaldale.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coaldale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bedford County.

Disasters that hit Coaldale

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Coaldale itself: aid to households, or repair grants to the Borough of Coaldale.

Brought FEMA money into CoaldaleDeclared for Bedford County only

2011

Tropical Storm Lee

5 households applied for aid $6K aid approved

Bedford County has had 16 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coaldale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Coaldale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Coaldale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.