Natural hazards · Cleona

Cleona, PA natural hazards

Most of the natural-hazard damage FEMA expects in Cleona comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cleona?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cleona to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding78%Hurricanes5%Everything else17%

By hazard

What Cleona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

5% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 12 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cleona flood?

Every paid claim on a federal flood insurance policy in Cleona, from FEMA’s records.

8paid claims since 1978

$64Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Not a named storm: 2 claims, $9K
Tropical Storm Lee: 2 claims, $42K
Hurricane Irene: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cleona isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lebanon County.

Disasters that hit Cleona

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cleona itself: aid to households, or repair grants to the Borough of Cleona.

Brought FEMA money into CleonaDeclared for Lebanon County only

2011

Tropical Storm Lee

140 households applied for aid $453K aid approved

2006

Severe Storms, Flooding, and Mudslides

15 households applied for aid $32K aid approved

2004

Tropical Depression Ivan

1 household applied for aid

Lebanon County has had 16 natural disasters declared since 1953, most often floods and winter storms.

Around Cleona

Cleona and the towns around it

Very lowLowModerateHighVery high

Cleonamostly inland floodingHigh

North Cornwallmostly inland floodingModerate

North Lebanonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cleona covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cleona’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Cleona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cleona total about $917K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.